If you find yourself injured, you may be unsure about your next steps. What do you do if you are involved in an Airbnb accident? Who is responsible? How do you recover compensation? Read on for more information regarding Airbnb accidents and what you should do in the event of an injury.
Can I Recover Compensation for an Airbnb Accident?
Yes. In some cases, you will be able to recover compensation, but not in every case. Airbnb knows that accidents happen. As a result, they have their own insurance policy. This insurance policy is called the Host Protection Insurance and it is designed to protect Airbnb hosts. This means that in the event of a lawsuit, Airbnb will be responsible for providing compensation, rather than the host. They offer up to $1 million in damages, but there are some instances that their policy does not include. Airbnb will not cover:
- Intentional acts, such as a guest fighting with another person and sustaining an injury
- Accusations of slander or defamation of character
- Property issues, such as bed bugs, asbestos, communicable diseases, or certain other unsafe living conditions
- Auto accidents, such as car accidents occurring on the premises
What if my Damages Exceed $1 Million?
It is no secret that medical bills can be expensive. If your injury involves an extended hospital stay and/or multiple surgeries, the $1 million Airbnb is willing to cover may not be enough. In this case, you will need to contact an experienced personal injury attorney to fight for your case and help you recover the compensation you deserve.
What Should I do if I am Injured?
If you are injured, be sure to document the events of the accident. This may include taking photos and videos of the hazardous conditions that caused your accident and collecting the contact information of anyone who witnessed the accident. Additionally, you will want to reach out to a personal injury attorney as soon as possible. When recovering from a serious injury, taking legal action might be the last thing on your mind. But, if you wait too long, you may lose your chance to recover compensation. Generally, in the state of New Jersey, you will have two years from the date of the accident to file your personal injury claim. If you do not file within this time, you will probably not be able to receive compensation for your injuries.
If you or a loved one has been injured in an Airbnb accident, contact us today.
Contact our experienced New Jersey firm
Currently, it is unclear whether employees will have the right to file COVID-19 workers’ compensation claims, however, if the time comes where this becomes legislation, our firm is here to help. As we learn more, we will bring this information to you. Contact Rubenstein, Berliner & Shinrod today to learn more.