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What Is Workers’ Compensation? | Newark Personal Injury Lawyers

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workers' injury

If you’re an American employee, you might have heard of “workers’ comp”. However, not everyone is informed on exactly what this is or who is eligible. Workers’ compensation is a state-mandated insurance program that provides payment for certain employees who have been injured while on the job. There are certain exceptions for who is eligible for this type of compensation. To learn more about workers’ comp in our state, read on or reach out to one of our New Jersey Workers’ Compensation Lawyers today!


You may be eligible for workers’ comp if you were injured while performing a task for work or while attending a work-related event. This includes injuries endured while participating in your job’s social events too, such as company parties. There are a few general exceptions to injuries that could be eligible for workers’ comp. You likely won’t be able to receive any compensation if your injury was self-inflicted or occurred because you broke the law. You also won’t be eligible if you were under the influence of alcohol or drugs at the time of the accident, unless the alcohol you consumed was provided at a work-related event. Possible accidents and injuries that may qualify for workers’ compensation in New Jersey include:

  • Injuries incurred during ‘horseplay’ if the injured employee was not participating in said horseplay
  • Preexisting conditions that are worsened by the workplace
  • Injuries sustained during lunch breaks (if sustained while in the workplace)
  • Diseases contracted by exposure to toxins at work
  • Mental injuries (like anxiety and depression) caused by work duties

In New Jersey, self-employed people like housekeepers and agricultural workers may also be eligible for workers’ compensation.


Immediately after an injury while at your job, you should report it to your supervisor and request to see a doctor. In personal injury cases, it’s always important to keep medical records detailing the extent of your injuries in case you need the evidence down the line. Your supervisor should give you a form to file a workers’ compensation claim, and you’ll need to complete this form to receive any compensation. The insurance could possibly cover medical expenses, replacement income, and compensation for permanent injuries. Workers’ comp insurance exists so that you don’t need to file a personal injury lawsuit, but you can contact an attorney if your employer refuses coverage or if you don’t receive enough compensation.

Do you think you could be eligible for compensation? You might want to speak with an experienced personal injury attorney who has your best interests in mind to help you determine your options. Rubenstein, Berliner & Shinrod, LLC is here to fight for you! Contact our firm today for an initial consultation.

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