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What to Know About Speaking With Insurance Adjusters

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What to Know About Speaking With Insurance Adjusters

If you are injured in a car accident due to another party’s negligence, you may be entitled to recover compensation. But, this will mean dealing with the other party’s insurance company. Insurance adjusters are notoriously tricky and will attempt to avoid giving you the settlement you deserve. Read on for more information regarding insurance adjusters and what to expect.

What to Know Before Speaking With Insurance Adjusters:

They Will Lowball You

Often, the first offer from an insurance company is extremely low, even if it does not seem that way. They know that individuals who have been involved in car accidents are vulnerable and struggling to pay off medical bills. Their hopes are that you will accept the first offer in order to cover your expenses right away.

They Might Ignore You

If you do not accept their first offer, the insurance company may simply ignore you. This is done in the hopes that the statute of limitations will pass and you will no longer be able to sue. In New Jersey, the statute of limitations for a personal injury claim is generally two years from the date of the accident.

They May Downplay/Deny Your Injuries

Unfortunately, insurance adjusters have been known to downplay or even deny your injuries. They may accuse you of lying about your injuries in order to avoid covering your medical expenses. This is why it is so important to keep records of your doctor’s visits, medical bills, and follow-up appointments.

They Will Likely Twist Your Words

It is important that you do not answer any questions without an attorney. Insurance adjusters are known to ask loaded questions and twist your words to use against you.

You Do Not Have to Use Their Autobody Shop

If an insurance adjuster suggests a certain autobody shop, you do not have to go. Often, insurance companies and autobody shops have arrangements. The shop may give you the lowest possible estimate to fix your car. Instead, you should go to a trusted and reputable autobody shop near you.

Never Sign Anything Without an Attorney

It is important that you do not sign anything without having an attorney review it first.

If you have been injured in a car accident due to another party’s negligence, you will need someone to advocate for you. Contact our firm to speak with an experienced and dedicated personal injury attorney.

Contact our experienced New Jersey firm

Currently, it is unclear whether employees will have the right to file COVID-19 workers’ compensation claims, however, if the time comes where this becomes legislation, our firm is here to help. As we learn more, we will bring this information to you. Contact Rubenstein, Berliner & Shinrod today to learn more.

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