Contact Us for a FREE CONSULTATION
An auto accident can be a damaging and frightening experience for a plethora of reasons. Drivers and passengers can suffer from severe injuries depending on the extent of the accident. If you’ve recently been involved in an auto accident and sustained injuries, you may wonder who will be responsible for paying for your medical bills, especially if the accident was caused by someone else. To learn more, read on or reach out to an Essex County Auto Accident Lawyer today!
New Jersey is a no-fault state, meaning that even if someone else causes your auto accident, your own auto insurance is automatically responsible for covering your medical bills. This means that if you’re driving your car one day and a negligent driver crashes into you, your personal car insurance will need to pay for any medical expenses even if the accident was the other driver’s fault. Car insurance policies normally include personal injury protection (PIP) to cover medical expenses for injuries in the event of an accident. However, PIP does not compensate for pain and suffering or for lost wages if you had to miss work due to your injuries.
If you don’t have insurance, you can file with a relative’s insurance plan, as long as the relative resides with you. So if you live with your parents or other family members, their auto insurance can cover your medical expenses. If you want to receive compensation from the other driver, you’ll need to file a personal injury claim to do so.
If the auto accident was caused by a negligent driver, you might want to seek more damages, especially if your insurance doesn’t cover all of your medical expenses. Negligence is when someone causes an accident and subsequent injury by failing their civil duty to minimize possible harm to others. Examples of driver negligence include drunk driving, reckless driving, or driving while fatigued. The only way for you to legally receive compensation from the negligent driver is by filing a personal injury claim in court. With an effective personal injury attorney, you may earn restitution for your pain and suffering, disability from the accident, and/or any lost wages by proving the other driver negligent in court.
If you’ve been involved in an auto accident, you should consider speaking with a trusted personal injury attorney to help you determine some of your options. If viable, they can help you file a claim and receive the compensation that you’re entitled to. Contact Rubenstein, Berliner & Shinrod, LLC for quality legal counseling.
We Are Ready To Hear From You Get A Free Consultation
